For middle-income borrowers, an FHA loan is the best option (i.e., the borrower is more likely to get approved), but […]

HMDA does not collect data on credit scores, loan-to-value, and debt-to-income on individual applicants, so an evaluation of why applicants

Amid improving macroeconomic conditions, residential lending continued to increase in 2016, based on the recently released 2016 Home Mortgage Disclosure

In a CNBC article, self-made millionaire David Bach explained that “the single biggest mistake millennials are making” is not purchasing a home because buying

  Every three years, the Federal Reserve conducts their Survey of Consumer Finances in which they collect data across all economic and social groups. The latest

Six months ago, I reported that the mismatch between the type of inventory of homes for sale and the demand of buyers