REALTOR® + LOAN OFFICER | ONE POINT OF CONTACT

Stronger Offers. Smoother Closings. One Expert Handling Both.

I help California buyers win in competitive markets by aligning your home search, financing, and offer strategy from day one.

⭐ 5.0 Rated • Licensed Realtor® + Loan Officer • 15+ Years Experience

15+ Years Experience

Licensed Realtor + Loan Officer

NAR | CAR Member

Why Clients Choose One Expert Instead of Two

🔗 No handoffs. No confusion. I manage everything from offer to closing.

💪 I structure your financing to support your offer — so sellers take you seriously.

⚡ Everything moves faster because I control both sides of the transaction.

🧠 Smarter strategy from day one — your financing + negotiation work together.

Most deals fall apart in the gap between agent and lender. I eliminate that gap.

REAL CLIENTS. REAL RESULTS.

What My Clients Say

Clients choose me because I handle everything — not just one piece of the deal.

⭐⭐⭐⭐⭐ 5-Star Rated on Zillow & Google

★★★★★

“We negotiated over $150,000 off the asking price and couldn’t be happier with the outcome. Garry stayed on top of everything and made the process smooth.”

— Bert & Sue F.

★★★★★

“Preparation and follow-through were way above the competition. Great results, expert, and high integrity.”

— Mike H.

★★★★★

“Garry saved me thousands and went above and beyond anything I’ve experienced with another agent. The process was stress-free.”

— Tony D.

★★★★★

“The timing was perfect and the sale was much less stressful than I expected. Garry’s professionalism made all the difference.”

— Maureen G.

★★★★★

“Garry truly cares about his clients. His patience, thoroughness, and easy-going nature made the entire process feel comfortable.”

— Garry & Cheryl C.

★★★★★

“Our home sold in just two days. Garry was professional, informative, and straightforward from the very beginning.”

— Robert D.

Meet Garry McDonald

I’m both a licensed Realtor® and Mortgage Loan Officer — so I don’t just help you find the right home. I make sure the financing works from day one.

Too many deals fall apart when the agent and lender aren’t aligned. I built my business to fix that.

Stronger offers. Fewer surprises. Smoother closings.

🏡 DRE #01781703 | 🏦 NMLS #1922072 | ⭐ 5.0 Rating | 🤝 Licensed Realtor® + Loan Officer

If you want one person handling everything instead of coordinating two — you’re in the right place.

Most agents rely on experience alone. I combine experience with advanced training and real-time market strategy.

Certified. Strategic. Proven.

These aren’t just titles — they’re where deals are actually won or lost.

🏡

Certified Listing Expert (CLE)

Advanced training in pricing strategy, home preparation, and marketing systems designed to generate stronger offers and faster closings.

🤝

Certified Real Estate Negotiator (CREN)

Focused on offer strategy, deal structure, and protecting your equity — so you don’t just get an offer, you get the right one.

🔍

Certified Buyer’s Agent (CBA)

Specialized in buyer advocacy, helping you identify true value, avoid costly mistakes, and compete confidently in today’s market.

Backed by training. Driven by results.

Buying a Home?

Most buyers lose deals because their financing isn’t dialed in — not because of price.

✅ Know exactly what you can afford before you tour
✅ Stronger offers that sellers take seriously
✅ One expert handling your search and financing together

✔ Same-day pre-approvals available ✔ Know your numbers before you ever tour a home

Selling Your Home?

The best offer isn’t the highest — it’s the one that actually closes. I verify buyer financing before you accept.

✔️ Strategic pricing backed by real market data and experience
✔️ Buyer financing verified before you accept any offer
✔️ Fewer fallouts and smoother, more predictable closings
✔️ Maximize your net proceeds through smarter deal structuring

Loan Strategy Built to Win — Not Just Pre-Approve

Most lenders stop at pre-approval. I structure your financing to strengthen your offer — so you compete with confidence in any market.

Conventional Loans Strong buyers get competitive terms and stronger offers

FHA Loans Low down payment options that still compete in today’s market

VA Loans Zero down financing with strategies that help your offer stand out

Jumbo Loans Flexible solutions for high-value properties without slowing down your deal

DSCR / Investor Loans Qualify based on property income — ideal for rental investments

Non-QM (Self-Employed) Income flexibility for business owners and complex financial situations

✔ Structured for stronger offers ✔ Fast, clean approvals ✔ One point of contact from start to close

Who This Works Best For

🏡

First-Time Buyers

Clarity, guidance, and confidence from day one

📈

Sellers

Stronger, verified offers that actually close

🏆

Competitive Buyers

An edge in multiple-offer situations

🤝

Busy Clients

One point of contact instead of juggling agent + lender

How It Works — 3 Simple Steps

We Talk

Tell me your goals — buying, selling, or both. I listen first.

We Plan

I build a strategy for your home search AND financing — so every move is coordinated from day one.

We Close

One expert, one plan, one smooth closing. Done.

Let’s Build a Game Plan That Actually Wins

Whether you’re buying, selling, or both — I’ll help you align your financing and strategy so every move puts you in a stronger position.

Choose your next step:

✔ Same-day pre-approvals available ✔ Know your numbers before you tour or list

No pressure. No obligation. No credit pull until you’re ready. | Call or text anytime: (949) 534-6686

Garry McDonald

Realtor® + Mortgage Loan Officer

DRE #01781703 • NMLS #1922072
Rise Realty • Tried & True Home Loans
Equal Housing Opportunity

📞 (949) 534-6686 • ✉️ garry@garrymcdonald.net